When spending money internationally, intermediary banks involved in processing the transfer may apply fees. These fees are not set or controlled by MarTrust, are not always known in advance, and may reduce the amount ultimately received by the beneficiary. Intermediary bank fees typically range from UDS 15 to USD 50 per transaction, but may vary depending on the payment route, currency, and correspondent banking arrangements.
An intermediary bank fee is a charge that may apply when money is transferred from one bank to another, especially if the banks are in different countries.
When you send money internationally, your bank might not have a direct relationship with the receiving bank. So, it uses another bank (the intermediary bank) to help complete the transfer.
This intermediary bank does the work of moving the money between the two banks, and in return, it charges a fee for its services.
Intermediary fees can vary, and MarTrust usually doesn’t know the exact charge before the transaction. Typically, each intermediary bank can charge anywhere between USD $15 – USD $50 per transaction, but this can vary.
What are intermediary bank fees
When you send money internationally, the transfer may pass through one or more intermediary banks. These banks help move money between your bank and the recipient’s bank – and may charge a fee for doing so.
This is called an intermediary bank fee.
MarTrust doesn’t control these fees, and we usually don’t know the exact charge in advance. If intermediary fees apply, your recipient may receive less than the amount you send. Typically, each intermediary bank can charge anywhere between USD $15 - USD $50 per transaction, but this can vary.
Important: Intermediary fees may also apply on returned payments
If a payment is returned by the beneficiary bank or another institution in the payment chain, the funds will typically travel back through the same intermediary or correspondent banks used in the original transfer.
Each intermediary involved in the return process may also deduct its own return handling fee.
This means that the amount returned to you can be lower than the original amount sent, due to additional charges applied by these banks.
These return-related fees are outside MarTrust’s control and cannot be predicted or prevented in advance.